Pension planning

We need to talk about your future young man...

There's only three certainties in life: death, taxes and the inevitable increase in hangover potency that accompanies old age. Now that I've hit my mid fourties, I find that it takes around three days before I can claim my place in the human race after even the most moderate of binge.
Of course, the inevitably of all that pain has meant that Jaegermeister  post pub drinking contests have fallen into free fall on my weekly priorities list - perhaps bottoming out with a desire stick a rusty compass in my own eyeball. Still, some social situations - awkward parties at the in-laws, black tie work events, and such - demand that a modicum of mjoito needs to be imbibed in order to ensure some semblance of self-preservation. Read more.

Nursery Cuts Guardian article

Child blossomed at a state nursery – we can't let these places close

The prospect of state-maintained nurseries closing en masse sounds the lowest note of the austerity politics. Maintained nurseries have enjoyed a level of Ofsted success that the rest of the education sector might look upon with envy. In 2015, 57% of those nurseries achieved an outstanding rating, compared with just 12% of the sector as a whole. So my wife and I were more than happy to move our youngest adopted child from his private nursery when he became eligible to attend. Six months later, I would say that that our experience of his new nursery has been similarly outstanding. Full text - link